Aadhar Enabled Payment System (AEPS) Software Development - stay tuned


Aadhaar Enabled Payment System (AEPS)

  • AEPS is a new upcoming payment service with Kissan E Services . This service is offered by the National Payments Corporation of India to banks, financial institutions using ‘Aadhaar card Number.

How is the AEPS transaction done?

  • A Customer will visit your Kissan E Seva Kendra outlet. By using the Point of Sale (MicroATM) device you will be able to process transactions like Cash Withdrawal, Cash Deposit, Balance Enquiry and Fund Transfer by selecting the transaction of your customer’s choice. The Customer needs to provide their Aadhaar Number and their bank name or bank IIN number. This will be known as ‘Aadhaar Enabled Payment System’ and may also be referred to as “AEPS”. This AEPS system will be available at all Kissan E Seva Kendra Outlets.

How will the AEPS work?

  • At all Kissan E Seva Kendra outlet AEPS transactions services like Cash Withdrawal, Cash Deposit, Balance Enquiry, and Money Transfer will be provided.

All details that a customer needs to provide for all these transactions are:

  • Aadhaar card Number
  • Bank’s Name or BANK IIN code in which the person has bank account.
  • Fingerprint
  • AEPS- Security Transactions


  • AEPS is a safe and convenient channel enabling payments. All successful transaction requires customers fingerprint (biometric). This attribute is unique to every individual. Apart from this your biometric travels completely encrypted using the logic and standard as specified by the UIDAI which are a pre-requisite for any transaction to be successful initiated by any MicroATM. Any terminal not having this encryption or not having this as per UIDAI standards will be unable to affect transaction under AEPS as they will get rejected with an error code as “invalid encryption” on the terminal. AEPS only supports real time online biometric verification using the Aadhaar number. The fingerprints submitted during the enrolment of the individual need to match at the UIDAI server end to make any transaction successful. Avail AEPS service at all outlets.